Brotherhood Mutual
Advancing the Kingdom
by Serving the Church
Annual Report 2014

Our Inspiration

After almost 100 years of insuring churches, you might think we’ve seen it all. Yet at Brotherhood Mutual, we’re inspired daily by the creative ways ministries are reaching people.

Your stories remind us how important it is to help the church thrive. You inspire us to continually improve and expand our coverages, so we can provide the type of service ministries deserve.

To help tell customer stories, we introduced Reach One More in 2014. This website shares accounts of outreach efforts that are changing lives. Here are three stories that we hope will inspire you, too.

  • Destiny Rescue
    Destiny Rescue saves and rehabilitates children who were sold into slavery.
  • Saints Ministry
    Saints Prison Ministry leads thousands of inmates to faith through athletics.
  • Peace Church
    Peace Church feeds and clothes children through local public schools.

President's Message

Mark Robison, chairman and president

Brotherhood Mutual Insurance Company is here to serve the church. We believe that when this is done well–and you are able to focus on ministry–the result is what Jesus calls in John 15:16 “fruit that will last.”

Fruit that will last: That’s why we’re here. When your ministry suffers a loss, you can have confidence that we will be there, so you can continue to worship together, feed people in your soup kitchen, and teach kids about the love of God.

In 2014, We Served More Than 50,000 Ministries

Including one-third of the top 100 churches

church Restoration

Every ministry that buys a Brotherhood Mutual policy plays a vital role in church restoration. Because our mutual insurance company is owned entirely by churches and related ministries, your premium dollars help other ministries get back on their feet. In 2014, you helped more than 17,000 ministries recover from losses that could have been devastating without insurance.

First Prairie Creek Baptist Church

Sometimes, customers emerge from a loss even stronger than before.
This was the case with First Prairie Creek Baptist Church,
whose sanctuary was destroyed by fire.

Our Financials

For churches, tithes and offerings pay for everything from the pastor’s salary to the preschoolers’ snacks. Brotherhood Mutual understands that tithes pay the insurance bill, too. It’s why we take a fiscally conservative approach in everything we do. This approach consistently earns us an A (Excellent) rating from A.M. Best Company, the industry’s leading analyst. Nearly 50,000 ministry organizations benefit from our strong financial position, including one-third of America’s largest churches.

Statement of Income

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(all dollar amounts in millions)


In August, we added several coverages for emerging risks, including expanded cyber liability protection.
With the help of our friends at Fly For Good, we developed The site provides a simple way to book, insure, and manage mission travel.
We prepared W-2 forms for 969 ministries through MinistryWorks, a payroll and tax filing service that has expanded rapidly since its introduction in 2011.
Since launched in July 2014, more than 6,500 people have bought travel insurance through the site.
Our attorneys answered more than 1,200 questions through LegalAssistance, a free service offered to all churches and related organizations.
Kidnap and ransom coverage became another way we protect mission travelers around the world.
We expanded medical and liability protection globally, allowing ministries to guard against costly, uninsured losses.
We were named one of Indiana’s Best Places to Work for the seventh consecutive year, garnering a spot in the Hall of Fame.

Our Mission

Seeing ministries make a difference inspires us to do the same. Each year, dozens of agents and employees volunteer for work projects organized by Co.Mission, our corporate mission program. In 2014, the team served alongside a nonprofit organization that is sowing hope in Memphis, Tennessee. This video shows the impact Jacob’s Ladder Community Development Corporation is making on the city.

Co.Mission Memphis

Find out how to join the network of churches and ministries that make up Brotherhood Mutual Insurance Company.

Learn More